What are the steps to buying real estate in California?

The typical steps include:

1. Get Pre-Approved for a Mortgage (if financing).

2. Hire a Real Estate Agent familiar with your target area.

3. Search for Properties that meet your criteria.

4. Make an Offer and negotiate terms.

5. Enter Escrow to manage inspections, appraisals, and contingencies.

6. Secure Financing and complete due diligence.

7. Close the Deal by signing the final paperwork and receiving the keys.

What is escrow, and why is it important?

Escrow is a neutral third party that holds funds and documents during the real estate transaction process. It ensures both the buyer and seller meet agreed-upon terms before closing the sale, protecting both parties.

Do I need a real estate attorney when buying a property?

While not legally required in California, having a real estate attorney can protect your interests by reviewing contracts, resolving title issues, and ensuring a smooth closing process.

What types of inspections should I get before buying a home?

Common inspections include:

• Home inspection (general structure and systems)

• Termite inspection

• Roof inspection

• Sewer and plumbing checks

• Environmental inspections (if needed)

What is title insurance, and do I need it?

Title insurance protects you from potential legal claims against the property due to past issues such as liens, ownership disputes, or clerical errors. Lenders typically require it, and it’s highly recommended for buyers.